After reading this article, it amazes me that we fall all over ourselves feeling bad for folks who continually borrow against the rising equity in their homes, not once but multiple times, then after getting themselves in a financial mess from overextending themselves, cry about facing the consequences of their careless behavior.

The problem, as I see it, is that although this house should have been paid off in thirty years, or less, the homeowner kept finding reasons to borrow--some good, some not so good. Putting a child through college, or home repairs seem like wise investments. But the article mentions more than two loans, for what we do not know. Then there's the mention of multiple credit cards, and overdue credit card debt. That sounds to me like buying when you cannot afford to pay for what you purchase.

The people in this country are in the mess they're in because they overindulge themselves and use their credit cards unwisely.

This man can read, and his daughter has gone to college. Both should have realized that no one can force you to take out a loan you don't want or need, so I don't buy that story!

The fact that he has overwhelming credit card debt speaks directly to the problem facing many Americans today, both black and white. We are a nation of self-indulgent, I-want-it-now, spoiled brats.

This man makes an excellent pension, along with his Social Security, probably more than most folks, including myself, who live on fixed incomes. But, interestingly, not all seniors are in the financial mess he is in, because most of us have learned to spend wisely.

I'm sad for the situation he is in, however, he has chosen to engage in the behavior that brought him to this place, and now wants us to deliver him from the consequences of his foolishness. I for one, would love to know just what all the many loan were for, amd just what he purchased to get himself in such credit card debt!

Patricia Adamo

Titusville, FL